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Motor Vehicle Accident Compensation in New York

You could be eligible to pursue a lawsuit if were injured in an accident that New York considers serious. Your attorney can tell you if your injuries are within the threshold.

Insurance companies are skilled in denying the severity of your losses. This can result in settlement offers that fall short of what you want.

Damages

If you have suffered injuries in an automobile accident, you may be entitled to compensation. These damages are intended to cover the cost of your losses, including medical bills as well as lost income and property damage. You may also receive compensation for pain and suffering. This kind of compensation is more subjective and may be difficult to quantify. A skilled tort lawyer will help you obtain maximum compensation for your injuries.

If, for instance, you sustain an injury that results in a permanent impairment of your arm or your leg it could be possible to receive compensation for future costs associated with the impairment. This might include physical therapy, surgeries, or prosthetics.  motor vehicle accident law firm elgin  of a leg or a disfigurement can trigger emotional trauma for a lifetime and a decline in quality of life. This is referred to as mental anguish.

Non-economic damages are more tangible and insurance companies frequently attempt to minimize these kinds of damages. However, a knowledgeable tort lawyer from Morgan & Morgan can make sure that you receive the full value of the general damages in your case.

Medical bills

When you are injured in a motor vehicle accident, medical bills can pile up quickly. You may feel overwhelmed by the cost especially if you're still recovering from your injuries.

Fortunately, there are a number of different ways in which car accident victims can receive assistance in paying their medical bills. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage, which will cover a victim's initial medical expenses after an accident. PIP will also cover the loss of income for up to 90 days if the victim of an accident is unable to work.

In addition to PIP and a victim's health insurance and Medicare can also be used to pay their medical bills. The only condition is that the patient must be able to prove the cost is related to the accident by submitting doctor's bills and receipts.

Some hospitals and doctors may allow a victim of an accident to negotiate a payment arrangement in exchange for a lien on the victim's eventual personal injury settlement or verdict. These liens are usually referred to as medical liens or hospital liens. If you fail to resolve these debts within a reasonable amount of time the debts could be sent to collection. Victims can also seek compensation for the cost of mileage related to getting to and from medical appointments by keeping track and saving their mileage receipts.

Lost wages

If you're unable to work due to an accident in your vehicle it can be extremely difficult to make ends meet. Many Americans are living from paycheck to paycheck, and losing a few weeks or months of wages can be devastating. Fortunately, car accident victims are able to often recover lost wages in their car accident lawsuits.

Typically, lost wage claims are determined by determining the amount of time an injured person would have worked in the absence of their injuries. This could include missed shifts, overtime hours and any work done while in hospital. To prove the loss of income, the plaintiff must request documentation from his employer. These can be letters that verify the time spent away from work, as well as their hourly rate or salary. Other documents include pay stubs and copies of the injured person's last year's tax return.

It is essential to ensure that the claim package is submitted as soon as possible following a car accident. The person who was injured can get the most benefit from their claim. Additionally, evidence of the accident is more convincing if it is given as soon as is possible.

Pain and suffering

The physical and emotional remorse that result from a car crash can be difficult to put a price on. However, it's essential to seek compensation for these damages in your case.

These are referred to as non-economic damages. These damages can include pain and suffering as well as loss of enjoyment in life, PTSD, and more. It can take some time to fully comprehend the impact your injury has had on you, which is why these costs are not as easy to quantify as medical bills or lost wages.

The lawyer you hire can use one of two methods to determine the amount of pain and loss. The most commonly used is the multiplier method in which your total economic damages are calculated--which includes your future and past medical expenses or loss of income from work due to your injury and damage to property. These are then multiplied by a number that ranges between 1.5 to 5. The higher the number, the more serious your injuries are considered.

Another method to evaluate the extent of suffering and pain is to use the basis of per diem. In this case your lawyer could request jurors to award you the amount you are due for each day you be afflicted by your injury. This is especially beneficial for those who suffer injuries outside the home or who struggle to take care of children while recovering from their injuries.